Financial Calculators
A full set of retirement, tax, protection, and wealth calculators. Educational tools built for agents and the clients they serve.
Model the accumulation, distribution, and income conversion phases.
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Retirement Calculator
Monthly-compounding projection with real, inflation-adjusted ending balance.
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401(k) Calculator
Employer match, salary growth, and long-horizon compounding to retirement.
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Roth IRA Calculator
2025 contribution limits, MAGI phase-outs, and the 5-year rule.
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Social Security Calculator
Early-claim reduction, delayed retirement credits, and break-even math.
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Pension Calculator
Defined-benefit formula plus lump-sum vs annuity present-value comparison.
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Annuity Payout Calculator
Illustrative SPIA income by age, gender, and payout option.
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RMD Calculator
IRS Uniform Lifetime Table with SECURE 2.0 begin age of 73.
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Inherited IRA RMD Calculator
SECURE 10-year rule and the eligible-designated stretch path.
Model the levers that move a client's federal tax bill.
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Tax Bracket Calculator
2025 federal brackets with marginal rate, effective rate, and breakdown.
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Capital Gains Tax Calculator
Federal capital gains with 0/15/20 stacking, short-term ordinary, and NIIT.
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Roth Conversion Calculator
Compare convert-now to stay-deferred with a break-even retirement rate.
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IRMAA Calculator
2025 Medicare Part B and Part D surcharges with cliff distances.
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QCD Calculator
Qualified Charitable Distribution offset of the RMD and the MAGI reduction.
Size protection coverage and business-continuity funding.
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Life Insurance Calculator
DIME-based need analysis with coverage and savings offsets.
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Buy-Sell Funding Calculator
Cross-purchase vs entity redemption, with policy counts and coverage gap.
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Key Man Insurance Calculator
Company-owned coverage sizing across salary, replacement, profit, and loans.
The core building blocks of a household balance sheet.
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Net Worth Calculator
Household net worth with liquid vs illiquid mix and category shares.
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Compound Interest Calculator
Future value with configurable compounding frequency and Rule of 72.
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Estate Tax Calculator
Federal estate tax with per-person exemption, portability, and 40 percent top rate.
Educational tools. Estimates only. Not tax, legal, or investment advice. Federal figures are labeled in the source and should be reviewed annually.